Do You Need Umbrella Insurance in New Mexico? What Hobbs and Lea County Residents Should Know

The lawsuit came out of nowhere. A guest slipped on a wet floor at a backyard gathering. The injury was serious — surgery, months of physical therapy, lost wages. The claim came in well over $400,000. The homeowner’s insurance policy had a $300,000 liability limit. The gap — over $100,000 — came out of the […]