Question 1

What does auto insurance cover at Forrest Evans Insurance?

Accepted Answer

Auto insurance typically covers liability, collision, comprehensive, medical payments, PIP, uninsured/underinsured motorists, roadside assistance, and rental reimbursement options.

Question 2

Do I need full coverage or liability-only in New Mexico?

Accepted Answer

Full coverage is recommended for newer or financed cars. Liability-only suits older vehicles but does not cover your car after an accident.

Question 3

How does uninsured or underinsured motorist coverage protect me?

Accepted Answer

It covers your expenses if you're hit by a driver with little or no insurance, which is common in New Mexico.

Question 4

Can bundling home and auto insurance save money?

Accepted Answer

Yes — bundling offers one of the largest available discounts.

Question 5

What types of life insurance do you offer?

Accepted Answer

We offer term, whole, universal, final expense, and business life insurance options.

Question 6

What is umbrella insurance and how does it work?

Accepted Answer

Umbrella insurance provides extra liability protection beyond home, auto, or business policies.

Question 7

What types of business insurance do you offer?

Accepted Answer

General liability, commercial auto, workers’ compensation, property, cyber liability, and business owner policies.

Question 8

What does farm and ranch insurance cover?

Accepted Answer

Livestock, equipment, buildings, fencing, liability, and dwellings depending on the policy.

Question 9

What group benefits are available?

Accepted Answer

Health, dental, vision, life, and disability plans for businesses.

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